Many people have problems paying their debts for reasons beyond their control.   Events such as divorce, job loss, disability, and injury can cause once manageable debt to become unbearable.   Although Congress made radical changes to the bankruptcy laws effective October 17, 2005, many people are still able to file for bankruptcy relief.

Many people feel ashamed or embarrassed to seek bankruptcy relief.   No one should feel that way.   Many famous people have filed for bankruptcy including Thomas Jefferson, Johnny Unitas, Abrahan Lincoln, Marvin Gaye, M.C. Hammer,  and many others that society considers "well off."

Filing for Bankruptcy is a moral, ethical, and in most cases, responsible way to deal with unmanageable debt.

We are required to give you certain disclosures before giving you any advice regarding obtaining bankruptcy relief.      Please read the following disclosures before submitting any information on the form below.

Disclosure 1

Disclosure 2

Note:   The use of the internet, this website, or the form below does not create an attorney-client relationship.    Confidential or time sensitive information should not be sent through this form.


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We are designated by federal law as a debt relief agency.    In addition to helping consumers with consumer matters, we help people file for Bankruptcy relief.

By clicking below, you acknowledge that you have read Disclosure 1 and Disclosure 2 above.